The Chorez™ Mobile App
Your adult customers have access to mobile banking, but your young customers don’t. We’ve created the first mobile platform that your youngest customers will use, and we call it Chorez™, but you can brand it however you wish. With the Chorez™ system as a mobile offering to the families in your credit union network, you can offer a premium mobile product that facilitates earnings for the youth in your existing programs. Better yet, you can use the platform to attract more custodial accounts. Parents will love it as an aid to teaching their kids about the connection between hard work and earnings. Kids will love it as a tool to see the fruits of their labor accumulate as significant savings.
BIG TECH, FAIR PRICE.
There is a myth out there that innovative financial tools and technology are out of reach for anyone but the multi-national banks. We are here to show you that this isn’t true, and that you have a competitive advantage on many fronts.
The charter of a credit union is different from that of a huge bank – while, in the end deposits and revenue generation reign supreme for all financial institutions, a credit union (at its core) is about providing value to its members. It is comforting to be part of an institution that is obliged to serve the interests of those who have elected to join. With the huge value-add that accompanies credit union membership, why should the “big guys” attract the lions share of new business out there? They shouldn’t, but it’s up to the leaders in the our nation’s credit unions to demonstrate that they deserve first consideration when it comes to banking.
We’re here to help level the playing field.
A CONDUIT TO YOUR
When you start to provide real value to your youngest customers (before they are eligible for a checking account), they begin to equate your institution as a valued partner and ally … even if they can’t articulate it in those words. When it comes time for that first car loan, you will be the familiar face they seek out. When the need for that first home mortgage arises, one of your branches will be their first stop. And, when retirement and wealth management needs inevitably show up on the radar, you will be there to answer their questions. It’s a cut throat world out there, and it’s your responsibility to cultivate these customer relationships early.
Your customers are increasingly connected, always online and natives of the digital world. What are you doing to keep up with the change? Are you happy to continue “chasing the puck?” Or, are you ready to head to where you know it is headed?